If your business is based in Victoria Australia, you must take out WorkCover insurance if
- you expect to pay more than $7,500 a financial year in rateable remuneration, or
- you have any apprentices or trainees.
This applies even if you're a small company with only one worker. Worksafe VIC
If you don't meet these criteria, it's a little know fact, but you can apply for an exemption certificate.
Simply email Advisory_Service@worksafe.vic.gov.au as follows
Please may I apply for a WorkCover insurance certificate of exemption for this financial year.
[your business signature]
They should then send you an email with only a few questions for you to confirm.